What is covered?

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At  Speir Agency, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft.  The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Oklahoma insurance coverage needs.

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Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation. The following list some of the many coverages that we can offer:

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• Physical Damage Coverage - Adding this coverage to your policy protects your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to: fire, lightning, vandalism or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies.

• Liability Coverage - This coverage will assist you in the event of a collision with another boat, dock or other boaters.

• Personal Liability - protecting you or family member if you have an accident that causes injury to another person.

• Medical Payments - covering medical expenses if you or someone in your boat is involved in an accident.

• Property Damage - damage that may be caused to another persons property while operating your watercraft.

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Consult with one of our professional agents at Speir Agency to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include:

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• Accident forgiveness

• Roadside Assistance

• Boat Removal

• Boating Safety

• Multi policy discounts

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Here are some items you’ll need to consider when shopping in Oklahoma boat insurance.

 

Navigational Area

Know where you are covered in the water. Some insurance companies offer protection that covers you up to 75 miles from the U.S. coastline, into Canadian coastal or inland waters, and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, coverage for additional areas can be purchased.

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Agreed Value Coverage

Watercrafts depreciate just like cars. Actual cash value policies can make it difficult to replace a boat that has been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.

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Every need is unique – contact us today to find out how to get the best boat insurance coverage for you.